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Wind Damage? 

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Wind Damage Claims

With the hurricane season firmly upon us, it is imperative to keep your residence or business protected from heavy storms and winds to prevent permanent damage caused to the structure of your property.

At Carolina Claims Solutions we understand that emergencies don’t always happen between 9-5. For that reason we are available 24/7 ready to act when disaster strikes! Trusting the expertise of the team at Carolina Claims Solutions will help give you and your family peace of mind through the complex process that the insurance company has in place.

Our mission is to always make sure the home or business owner’s needs come first as we maintain a balance of recovering the most money to make the proper repairs in the fastest amount of time. Carolina Claims Solutions comes with more than a decade of experience handling a variety of claims including hurricanes, storms, and other wind damages.

Through our proven techniques we help property owners organize and make sure their claim is always supported by the proper documentation. Our goal is to organize the details of the claim to make it difficult for the insurance company to leave you the insured, unjustifiably denied or in an underpaid status.

Here at Carolina Claims Solutions we have the experience to help clients with even the most complicated of cases. If you are a home or business owner calling us after already submitting a claim and are not happy with your results please be sure to save any pictures, reports, and  documents that are pertaining to the claim.

Contact us now for a FREE inspection to help you with any wind or storm damage!

Frequently Asked Questions

What is wind or windstorm insurance?

Wind insurance or windstorm insurance is a special type of property insurance that covers damages caused by high winds, including hurricane-force winds, tornadoes, hail, and other weather events. Wind insurance will cover damage to your home, detached structures, sheds, and swimming pools, as well as the personal belongings inside your home. Typically, you only need to purchase windstorm insurance if you live in a wind-prone area of the country.

Does homeowners insurance cover wind damage?

Windstorm insurance is typically included on a homeowner’s insurance policy. However, if you live in a certain wind-prone area of the country, then insurance companies might require you to buy an extra wind insurance policy. Check with your insurance company to ensure wind damage is covered under your insurance contract. If not, you may want to purchase additional coverage.

Do I need wind and hail damage insurance?

Hail damage is covered under most home insurance policies. Wind damage, meanwhile, is covered under most home insurance policies – except for homeowners who live in states with heavy winds. If you live in a wind-prone region, then wind insurance may be worth it for maximum protection. Hail damage, however, does not typically cost extra.

How do I tell if my roof has hail damage?

So you’ve experienced a hailstorm. Once the storm clears, it’s time to check your roof for hail damage. The three main signs of hail damage include: Bruising Cracking Granules missing from your asphalt or other material Whatever your roofing material may be, get on the roof (safely) and check for dents, cracks, and other physical damage. Pay particularly close attention to the ridge cap of the roof. The ridge caps often absorb the most damage. Carefully check the whole shingle, including the edges, for signs of damage. Binoculars can be a useful too for spot checking your roof from the ground. Consider hiring a professional to assess roof damage after a hailstorm. Some damage may be difficult to spot.

Will insurance cover hail damage to my roof?

Damage to a roof caused by hail or wind damage is typically covered under most home and business insurance policies. Even in hail-prone states, it’s rare for an insurance policy to not cover hail damage to your roof. However, depending on your state and insurance policy, coverage can be applied in different ways.

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Fire Damage

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Wind Damage

Vandalism Damage

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Water Damage

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Hail Damage

Mold Damage