Water Damage

Have YOU Suffered

Water Damage?

Water Damage Claims

Water damage can come from places in your home or business including the roof, a supply line, a sewer line, or any other line running through your house or property.

Most water damage is caused by leaks and heavy storms or rain and you should know these perils are included in most insurance policies. Since most of these damages are caused by external factors and not your fault, you shouldn’t see your rates go up as a result of the claim.

When dealing with a loss at your home it is important to take lots of pictures and keep any paperwork pertaining to your claim. If you have already contacted an expert to help deal with your problem be sure to have paperwork to support any observations or work that has been done to your home or business.

It is our job at Carolina Claims Solutions to represent your interests and help you recover money spent on fixing the leak and other additional damages caused by the water damage. As your Public Adjuster we will ensure the claim is organized according to the standards of your policy. Carolina Claims solutions strives to deliver a smooth process to help put you, the insured, in the best position for maximum recovery!

What is a Public Adjuster?

A public adjuster is a state-licensed insurance professional specializing in managing every aspect of an insurance claim on behalf of the policyholder. Unlike your insurance company’s adjuster, who works for the insurance company, a public adjuster represents you and your interests. Public adjusters are individually-licensed and work as independent contractors. 46 states in America have specific licensing requirements for public adjusters. In order to call yourself a licensed public adjuster in most states, you need to meet strict requirements. Alabama, Alaska, Arkansas, South Dakota, and Wisconsin do not have regulatory schemes for public adjusters.
What do Public Adjusters Do?

Generally speaking, a public adjuster manages every aspect of your claim from beginning to end. They investigate, inspect, appraise, and adjust the insurance claim. Unlike your insurance company’s adjuster, however, a public adjuster works for you. The goal is to maximize the amount of compensation you receive from your insurance company. A public adjuster will ensure your claim is handled efficiently and achieves a fair outcome. The public adjuster will also negotiate with the insurance company on your behalf.
What should I look for in a Public Adjuster?

You should look for the same qualities you would look for in any other professional, which includes experience and proven performance. Your Public Adjuster must be licensed and bonded. Your chosen Public Adjuster should also utilize its own staff of adjusters, appraisers and other professionals to assist him or her in maximizing the benefits you are entitled to receive after a claim. The Public Adjuster you choose should be aware of your needs and responsive to your concerns.
Do I need a Public Adjuster?

If you’ve experienced a disaster at your property, then you may be considering hiring a public adjuster. Public adjusters are licensed & bonded, experienced insurance professionals. We can help you avoid making mistakes on your insurance claim. We keep your insurance company honest. Every day we get calls from clients who were underserved by their insurance. Just last month we helped serve a family who originally received just under 6k from their insurance. After reviewing the claim and going through our process we finished with 50k for our client. It’s up to you to decide if you need a public adjuster.
When should I hire a Public Adjuster?

As a general rule, you should consider hiring a public adjuster if you have an insurance dispute totaling over $10,000. If you believe your home has sustained $15,000 worth of damage after a hailstorm, for example, and your insurance company offers you a check for $5,000, then you may wish to hire a public adjuster. You should also consider hiring a public adjuster if you want to expedite the claims process, maximize your compensation, or ensure fair treatment from your insurance company. Some people hire a public adjuster simply to take a load off their back during a stressful time. During the days or weeks following a disaster, dealing with an insurance claim may be the last thing you want to do.
What is a Loss Adjuster, Private Adjuster, or Private Claims Adjuster?"

A loss adjuster, private adjuster, private claims adjuster, public loss adjuster, private loss adjuster, and public insurance adjuster are all different terms for a public adjuster. These professionals work on behalf of you, the policyholder and represent your best interests.