Have YOU Suffered
Mold Damage Claims
Mold and mildew are the number one contributor to breathing difficulties and respiratory problems in American households. According to statistics, around 30 percent of Americans have a respiratory ailment associated or aggravated by mold, including allergies, and asthma.
Thanks to today’s innovative technologies, specialists can easily identify and classify the different types of mold existing when evaluating your property, proposing the best treatment to eradicate mold and its dangerous spores.
Prolonged exposure to mold and its spores can lead to serious infections, including flu-like symptoms, asthma, bronchitis, skin irritations, cognitive problems just to name a few. The good news is that most insurance companies take care of the situation, to help with a mold-free environment for you and your family.
It is important to know that mold damage is often the result of water damage and leaks. Although it is visible quickly, mold can also be hidden behind cabinets, walls, roofs, ceilings, and other places where it finds the right conditions to thrive.
Here we understand that insurance companies will use what they can to avoid taking responsibility for issues. Mold can be tricky for people without experience. Insurance companies love to suggest that problems are due to homeowners not taking necessary precautions, which is why it’s best to allow the experts at Carolina Claims Solutions to lead the way.
Frequently Asked Questions
How can I tell if my home is contaminated by harmful mold?
What kinds of molds are health hazards? How can I tell if the mold in my house is toxic?
What should I do if I learn my house is contaminated by mold?
The first thing you should do upon finding mold in your home is to avoid exposure as much as possible. Mold spreads by releasing spores into the air, and inhaling the spores of many strains can seriously harm you, your family, and your pets. If you have found mold and feel you have been exposed heavily, consider seeing a medical professional to make sure you don’t affect your health. As mold often begins from moisture or rot, identify the source and stop it if you can. Hire a certified remediation contractor to remove any mold or materials that have been damaged by it. Once this is finished, make sure a qualified and experienced industrial hygienist performs a clearance testing to check the levels of mycotoxins present and ensure your home is safe.
What should I do if I find severe mold damage in my home?
How can I tell if I have a severe mold contamination or everyday mold I can remove myself?
This can be difficult; as many mold strains are not excessively toxic and can occur in most any house. For instance, black mold forms between the cracks of bathroom or kitchen tiles very commonly, and can be cleaned with bleach or other cleaners. However, if you find a large area is contaminated with mold or it has started rotting materials, you should hire a professional to make sure that you don’t have serious water damage or a dangerous mold strain.
Is mold damage covered under my insurance plan?
This depends greatly on your area, insurance policy and provider, but most policies now have exclusion in their contract for mold damages. However, mold is most often caused by moisture and serious mold damage is very likely caused by a burst or leaking pipe and is frequently a sign of a much bigger water damage issue. Water damage is covered under most insurance policies, and some states have approved policy forms for home owners that allow a basic amount for mold remediation in their policies. The best way to know if you’re covered is to know your insurance policy well, and if you do not understand it you can always call ALL RISK Public Adjusters for a consultation.
If you have a mold or water damage issue, or just have questions about your policy and coverage in the event of a mold contamination, call ALL RISK Public Adjusters to set up a consultation